Risk Management System
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- Pre-Risk Management
- Pre-set standards such as risk management
standards & internal control and investment
guidelines - Product review & risk management plan
(limit setting, compliance approval) - Universe management specific to Investment
target assets (research analysis, credit analysis,
investment period)
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- Risk Management
- Performance Analysis (Benchmark Management,
Contrast, Analysis of Performance Factors by Type) - Risk management monitoring - Measuring and
managing various risk indicators - Risk management including regulations, codes,
and limits through the system
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- Post-Risk Management
- Performance evaluation, factor analysis & feedback
- Process clarification, such as phased resolution and
plans for abnormal symptoms - Establishment of thorough follow-up cause
identification & preventive measures for recurrence,
internal sharing & training
Risk Classifications
- MARKET RISK
- CREDIT RISK
- OPERATION RISK
- LEGAL RISK
- LIQUIDITY RISK
- REPUTATION RISK
Risk Management Process
Risk Management Team
Constant Monitoring Investment Guide
Risk Management Consultation Management Headquarters Management Strategy Feedback including risk event countermeasures
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RISK MONITORING
- Management Performance
- Main Risk Indicator Management
- Management Status (Trading History)
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RISK MANAGEMENT
- Performance Factorization & Analysis
- Measuring Major Risk Indicators and
Deviation - Investment Pool & Asset Analysis
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Risk Management Committee
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Pre-/Post-Risk Response and
Adjustments- Market and credit risk
countermeasures - Phased resolutions and
reporting when limit is exceeded
- Market and credit risk
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Pre-/Post-Risk Response and
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Asset Management Committee
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Management Strategy &
Market Response Consultation- Report on stocks,
bond investment universe - Negotiating fund rebalancing
and investment ratios - Individual corporate credit
analysis
- Report on stocks,
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Management Strategy &
Constant Monitoring Investment Guide
Risk Management Consultation Management Headquarters Management Strategy Feedback including risk event countermeasures
Compliance Function
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- Achieving Transparency
in Asset Management - Inspection and application of all regulations, from
the product development stage to the termination
of the fund - Pre- & post-monitoring of collective investment
property management - Designation of compliance points specific to
major terms for proactive inspections - Establishing an immediate reporting system to the
relevant general manager & CEO in case of violation
- Achieving Transparency
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- Strengthening Internal
Control - Requirement for employees to sign a letter of
commitment to implement internal regulation
standards and the code of ethics - Implementing internal standards to prevent unfair
practices when employees invest in financial
products - Conducting regular and timely compliance training
for employees - Establishing a check list for each division and
mandatory submission after periodic inspections
- Strengthening Internal
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- Protecting Customers¡¯
Interests - We will continue to strive to be a faithful asset
management company that puts our customers'
interests first and builds a foundation for
transparent management based on thorough
compliance with laws and internal regulation
standards
- Protecting Customers¡¯
Compliance System & Reporting System
- Enforcing Compliance
Functions - Management Restriction
Compliance Checks - Violation Notification
& Resolution Requests - Action Result Report
- Establishment of
Reporting System
- Enforcing Compliance Functions We enforce precautionary compliance functions.
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Management Restriction
Compliance Checks We check compliance with asset management restrictions through pre/post systems. -
Violation Notification &
Resolution Requests In case of violation, we can notify the person in charge immediately and request a resolution - Action Result Report We collect the action result reports for each violation.
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Establishment of
Reporting System We have a reporting system for violations to the head of Investment & CEO.
The process of Compliance
- CEO
- Compliance Team
- Reporting counter measures to the results of Compliance Monitoring
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Pre-Inspection
- Separation of Trading and Management
- Investment Asset Universe
- Real-Time Inspection of Orders and Distribution
- Investment Restrictions under Relevant Regulations
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Post-Inspection
- Post-Management Regulations/ Trust deed/ Guidelines
- Investment Limit Inspection
- Notification of Violations
- Action Reports
- Management Headquarters
- Feedback through Daily Monitoring